As Head of Insurance APAC, Joel leads the insurance team in scaling offerings and propositions in the region. Joel has over two and a half decades of extensive experience in digital and emerging technologies within the financial services industry covering insurance, banking and pensions. Joel's career is marked by a unique blend of expertise, deploying advanced technology solutions that deliver market changing impact. Utilising the power of digitalisation, AI, and cutting-edge technologies to create innovative digital platforms and transformative business models. His expertise spans the entire consulting lifecycle, from business strategy to technology solutions and implementation.